Medical Receivables are one of our favorite asset-backed programs. With Chiro Receivables, buying large amounts of chiropractic receivables at a discount of 40% of the amount owed and settled for an average of 60% of the amount owed. These receivables are generally personal injury cases. Which are verified with both the doctor who is selling the receivable and the attorney has established a fault; for which an insurance company will be paying the claim. It generally takes 6 to 18 months for the receivable to be paid. Purchasers of the receivables average 50% return on the purchase of this type of debt. This can be higher if the bulk of the payments are received in less than a year, which they often are. Cost: $40,000 buys $100,000 worth of receivables which settle for about $60,000.00. This can be done from your existing IRA, 401K or Keogh account. When you make the account self-directed you are in control of making sure your retirement nest gets growth. If you are making more then 50% in your retirement fund then congratulations, otherwise you owe it to yourself and your family to manage your own funds with a high yield passive income.